{"id":3089,"date":"2023-07-27T16:10:22","date_gmt":"2023-07-27T14:10:22","guid":{"rendered":"https:\/\/emf.eus\/?page_id=3089"},"modified":"2026-11-09T16:09:30","modified_gmt":"2026-11-09T15:09:30","slug":"polizak","status":"publish","type":"page","link":"https:\/\/emf.eus\/eu\/polizak\/","title":{"rendered":"ASEGURU-POLIZAK"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_section][vc_row css=&#8221;.vc_custom_1684234508785{margin-top: 32px !important;padding-right: 32px !important;padding-bottom: 32px !important;padding-left: 32px !important;background-color: #f1f1f1 !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h3 class=\"bold color-principal\">Dokumentu interesgarriak<\/h3>\n<p>[\/vc_column_text][vc_row_inner gap=&#8221;15&#8243; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1684234485679{margin-top: 24px !important;}&#8221; el_class=&#8221;fila-cards&#8221;][vc_column_inner width=&#8221;1\/5&#8243;][vc_single_image onclick=&#8221;custom_link&#8221; image=&#8221;1948&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; link=&#8221;https:\/\/emf.eus\/wp-content\/uploads\/Cuadro-medico-2025-Generali-EMF.pdf&#8221;][vc_column_text css=&#8221;.vc_custom_1769427905007{margin-top: 16px !important;}&#8221;]<\/p>\n<p class=\"texto-centro\"><strong><a href=\"https:\/\/emf.eus\/wp-content\/uploads\/Cuadro-medico-2026-Generali-EMF.pdf\" target=\"_blank\" rel=\"noopener\">Cuadro M\u00e9dico Generalli &#8211; EMF<\/a><\/strong><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][vc_single_image onclick=&#8221;custom_link&#8221; image=&#8221;{&#8220;1948&#8220;:{&#8220;url&#8220;:&#8220;https:\/\/emf.eus\/wp-content\/uploads\/COND-GRALES-ACC-COLECT-GENERALI.pdf&#8220;,&#8220;target&#8220;:&#8220;_blank&#8220;,&#8220;title&#8220;:&#8220;&#8220;,&#8220;rel&#8220;:&#8220;&#8220;}}&#8221; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;.vc_custom_1771592714955{margin-top: 16px !important;}&#8221;]<a href=\"https:\/\/emf.eus\/wp-content\/uploads\/COND-GRALES-ACC-COLECT-GENERALI.pdf\" target=\"_blank\" rel=\"noopener\"><strong>TALDEKO ISTRIPU-ASEGURUAREN poliza 2026<\/strong><\/a><br \/>\n<strong>(Baldintza orokorrak)<\/strong>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][vc_single_image onclick=&#8221;custom_link&#8221; image=&#8221;{&#8220;1948&#8220;:{&#8220;url&#8220;:&#8220;https:\/\/emf.eus\/wp-content\/uploads\/Web-poliza-ACCIDENTES-2026-EMF-nGL6780000058.pdf&#8220;,&#8220;target&#8220;:&#8220;&#8220;,&#8220;title&#8220;:&#8220;&#8220;,&#8220;rel&#8220;:&#8220;&#8220;}}&#8221; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;.vc_custom_1794226197259{margin-top: 16px !important;}&#8221;]<a href=\"https:\/\/emf.eus\/wp-content\/uploads\/Web-poliza-ACCIDENTES-2026-EMF-nGL6780000058.pdf\" target=\"_blank\" rel=\"noopener\"><strong>TALDEKO ISTRIPU-ASEGURUAREN poliza 2026<\/strong><\/a><br \/>\n<strong>(Baldintza partikularrak)<\/strong>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][vc_single_image onclick=&#8221;custom_link&#8221; image=&#8221;{&#8220;1948&#8220;:{&#8220;url&#8220;:&#8220;https:\/\/emf.eus\/wp-content\/uploads\/Certificado-RC-2026-no-2033742-EMF.pdf&#8220;,&#8220;title&#8220;:&#8220;&#8220;,&#8220;target&#8220;:&#8220;_blank&#8220;,&#8220;rel&#8220;:&#8220;&#8220;}}&#8221; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;.vc_custom_1771592722572{margin-top: 16px !important;}&#8221;]<\/p>\n<p class=\"texto-centro\"><a href=\"https:\/\/emf.eus\/wp-content\/uploads\/Certificado-RC-2026-no-2033742-EMF.pdf\" target=\"_blank\" rel=\"noopener\"><strong>P\u00d3LIZA RC EMF 2026 &#8211; Suplemento<\/strong><\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][vc_single_image onclick=&#8221;custom_link&#8221; image=&#8221;{&#8220;1948&#8220;:{&#8220;url&#8220;:&#8220;https:\/\/emf.eus\/wp-content\/uploads\/POLIZA_RC-EMF_no_2033742-Firm.pdf&#8220;,&#8220;title&#8220;:&#8220;&#8220;,&#8220;target&#8220;:&#8220;_blank&#8220;,&#8220;rel&#8220;:&#8220;&#8220;}}&#8221; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;.vc_custom_1690531263157{margin-top: 16px !important;}&#8221;]<\/p>\n<p class=\"texto-centro\"><a href=\"https:\/\/emf.eus\/wp-content\/uploads\/POLIZA_RC-EMF_no_2033742-Firm.pdf\">P\u00d3LIZA RC EMF<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;15&#8243; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1684234485679{margin-top: 24px !important;}&#8221; el_class=&#8221;fila-cards&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image onclick=&#8221;custom_link&#8221; image=&#8221;{&#8220;1948&#8220;:{&#8220;url&#8220;:&#8220;https:\/\/emf.eus\/wp-content\/uploads\/Aclaraciones-poliza-RC-EMF.pdf&#8220;,&#8220;title&#8220;:&#8220;&#8220;,&#8220;target&#8220;:&#8220;_blank&#8220;,&#8220;rel&#8220;:&#8220;&#8220;}}&#8221; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;.vc_custom_1771592786639{margin-top: 16px !important;}&#8221;]<\/p>\n<p class=\"texto-centro\"><a href=\"https:\/\/emf.eus\/wp-content\/uploads\/Aclaraciones-poliza-RC-EMF.pdf\" target=\"_blank\" rel=\"noopener\">RC Klubak, Zuzendari Batzordeak, Bolondresak<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image onclick=&#8221;custom_link&#8221; image=&#8221;{&#8220;1948&#8220;:{&#8220;url&#8220;:&#8220;https:\/\/emf.eus\/wp-content\/uploads\/Formulario-incidencias-EMF-Eus.pdf&#8220;,&#8220;title&#8220;:&#8220;&#8220;,&#8220;target&#8220;:&#8220;_blank&#8220;,&#8220;rel&#8220;:&#8220;&#8220;}}&#8221; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;.vc_custom_1694449288092{margin-top: 16px !important;}&#8221;]<\/p>\n<p class=\"texto-centro\"><a href=\"https:\/\/emf.eus\/wp-content\/uploads\/Formulario-incidencias-EMF-Eus.pdf\">Intzidentzia orria EMF<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image onclick=&#8221;custom_link&#8221; image=&#8221;{&#8220;1948&#8220;:{&#8220;url&#8220;:&#8220;https:\/\/emf.eus\/wp-content\/uploads\/Parte-Accidente-2025-Generali-EMF.pdf&#8220;,&#8220;target&#8220;:&#8220;_blank&#8220;,&#8220;title&#8220;:&#8220;&#8220;,&#8220;rel&#8220;:&#8220;&#8220;}}&#8221; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;.vc_custom_1738248851310{margin-top: 16px !important;}&#8221;]<\/p>\n<p class=\"texto-centro\"><a href=\"https:\/\/emf.eus\/wp-content\/uploads\/Parte-Accidente-2025-Generali-EMF.pdf\" target=\"_blank\" rel=\"noopener\">EMF ISTRIPUEN PARTEA<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image onclick=&#8221;custom_link&#8221; image=&#8221;{&#8220;1948&#8220;:{&#8220;url&#8220;:&#8220;https:\/\/emf.eus\/wp-content\/uploads\/PROTOCOLOACCIDENTES2026_EMF.pdf&#8220;,&#8220;title&#8220;:&#8220;&#8220;,&#8220;target&#8220;:&#8220;_blank&#8220;,&#8220;rel&#8220;:&#8220;&#8220;}}&#8221; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;.vc_custom_1794228764958{margin-top: 16px !important;}&#8221;]<\/p>\n<p class=\"texto-centro\"><a href=\"https:\/\/emf.eus\/wp-content\/uploads\/PROTOCOLOACCIDENTES2026_EMF.pdf\" target=\"_blank\" rel=\"noopener\"><strong>ISTRIPUEN JARDUERA &#8211; PROTOKOLOA<\/strong><\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_row][vc_column][vc_empty_space][vc_btn title=&#8221;Mendiko klubek antolatutako jardueretako aseguru-estaldurei buruzko ohiko galderak&#8221; align=&#8221;center&#8221; size=&#8221;lg&#8221; i_icon_fontawesome=&#8221;fa fa-solid fa-clipboard-question&#8221; color=&#8221;info&#8221; link=&#8221;url:https%3A%2F%2Femf.eus%2Feu%2Fmendiko-klubek-antolatutako-jardueretako-aseguru-estaldurei-buruzko-ohiko-galderak%2F|target:_blank&#8221; button_block=&#8221;true&#8221; add_icon=&#8221;true&#8221;][vc_toggle title=&#8221;Klub batek aseguru-estaldura al du pertsona federatuek eta federatu gabeek parte hartzen duten jarduera bat antolatzen duenean?&#8221;]<\/p>\n<p class=\"p3\">Bai. Klub antolatzaileak Erantzukizun Zibileko (EZ) aseguru-estaldura du EMFren polizaren bidez, jardueraren antolatzailea izateagatik.<\/p>\n<p class=\"p3\">Hala ere, parte-hartzaileen estaldura lizentzia federatiboa duten ala ez araberakoa izango da.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Pertsona federatu batek hirugarren pertsona bati kalte egiten badio, aseguru-estaldura al du?&#8221;]<\/p>\n<p class=\"p3\">Bai. Erreklamazioa pertsona federatuaren aurka bideratzen bada, Erantzukizun Zibileko aseguru-estaldura izango du, indarrean dagoen lizentzia federatiboa izateagatik.<\/p>\n<p class=\"p3\">Era berean, erreklamazioa klub antolatzailearen aurka bideratzen bada, klubak ere aseguru-estaldura izango du.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Pertsona federatu GABE batek hirugarren pertsona bati kalte egiten badio, aseguru-estaldura al du?&#8221;]<\/p>\n<p class=\"p3\">Ez. Pertsona federatu gabeak ez daude EMFren Erantzukizun Zibileko polizaren babespean.<\/p>\n<p class=\"p3\">Hala ere, erreklamazioa jardueraren klub antolatzailearen aurka bideratzen bada, klubak aseguru-estaldura izango du.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Zer gertatzen da erreklamazioa klubeko pertsona jakin baten aurka bideratzen bada?&#8221;]<\/p>\n<p class=\"p4\">Garrantzitsua da bereiztea erreklamazioa klubaren aurka, erakunde gisa, edo pertsona fisiko jakin baten aurka bideratzen den; adibidez, zuzendaritza-batzordeko kide baten aurka.<\/p>\n<ul>\n<li>Erreklamazioa klubaren aurka bideratzen bada, kluba EMFren Erantzukizun Zibileko polizaren babespean egongo da.<\/li>\n<li>Erreklamazioa pertsona fisiko baten aurka bideratzen bada, pertsona horrek aseguru-estaldura izango du soilik indarrean dagoen lizentzia federatiboa badu.<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Gidari boluntario edo talde-arduradun gisa jarduten duten pertsonek aseguru-estaldura al dute?&#8221;]<\/p>\n<p class=\"p3\">Polizak gidari boluntario gisa jarduten duten pertsonentzako estaldura jasotzen du, betiere indarrean dagoen lizentzia federatiboa badute.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Klub bateko bazkideek automatikoki aseguru-estaldura al dute klubeko kide izateagatik?&#8221;]<\/p>\n<p class=\"p3\">Ez. Klub bateko bazkide izateak ez dakar berekin banakako aseguru-estaldura izatea.<\/p>\n<p class=\"p3\">EMFren polizak banaka babestuta egoteko, ezinbestekoa da indarrean dagoen lizentzia federatiboa izatea.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Zer erakunde eta pertsona daude EMFren polizaren babespean?&#8221;]<\/p>\n<p class=\"p4\">EMFren polizak honako hauek babesten ditu:<\/p>\n<ul>\n<li>Lurralde-federazioak.<\/li>\n<li>EMFri atxikitako klubak.<\/li>\n<li>Indarrean dagoen lizentzia duten pertsona federatuak.<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Polizak jarduerara joateko eta handik itzultzeko joan-etorriak estaltzen al ditu?&#8221;]<\/p>\n<p class=\"p3\">Ez.<\/p>\n<p class=\"p3\">EMFren istripu-polizak mendiko ingurunean eta Federazioak jasotzen dituen jarduerak egiten diren bitartean gertatzen diren kirol-istripuak estaltzen ditu.<\/p>\n<p class=\"p3\">Jarduerara joateko eta handik itzultzeko joan-etorriak ez daude estaldura horren barruan.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Kasu bakoitza banaka aztertzen al da?&#8221;]<\/p>\n<p class=\"p3\">Bai. Erreklamazioak pertsona edo erakunde desberdinen aurka bidera daitezke, eta egoera bakoitzak bere berezitasunak ditu.<\/p>\n<p class=\"p5\">Horregatik, erantzun hauek orientazio orokor gisa balio badute ere, gertakari bakoitza aseguru-etxeak berariaz aztertu beharko du.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Zein egoeratan babesten gaitu aseguruak?&#8221;]<\/p>\n<p data-pm-slice=\"1 1 []\">EMFren istripu-asegurua, izenak berak dioen bezala, \u00abistripuetarako\u00bb asegurua da. Ez ditu estaltzen istripurik gertatu ez den egoeretan egindako erreskateen kostuak. Adibidez, akiduragatik edo muturreko nekeagatik erreskatatu behar izatea, edo helikopteroz (edo beste bitarteko baten bidez) ebakuazioa eskatzea, mendiko jardueraren gainerako zatian istripuren bat gertatzeko beldurragatik.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;AEBetako eta Kanadako &#8220;mundu&#8220; aseguru-estaldurari buruz:&#8221;]<\/p>\n<p class=\"p3\">EMFren mundu osorako lizentziak Estatu Batuetan eta Kanadan balio badu ere, herrialde horietako osasun-arretaren eta erreskateen kostu handiek gure polizan ezarritako muga ekonomikoak gaindi ditzakete. Horregatik, biziki gomendatzen diegu herrialde horietako batean mendiko jarduerak egiteko asmoa dutenei egonaldi osorako mugarik gabeko estaldura duen aseguru osagarri bat kontratatzea.<\/p>\n<p>[\/vc_toggle][vc_empty_space][vc_column_text]<b>Garrantzitsua:<\/b> Informazio honek izaera orientagarria du, eta EMFren polizen funtzionamendu orokorra laburbiltzen du. Ezbeharren bat gertatuz gero edo zalantza zehatzen bat izanez gero, Federazioarekin edo aseguru-etxearekin zuzenean kontsultatzea gomendatzen da.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_separator border_width=&#8221;3&#8243; color=&#8221;turquoise&#8221;][vc_empty_space][vc_column_text]<\/p>\n<h1>ARGIBIDEAK<\/h1>\n<p><strong>Iraupen-eskia, zeharkaldiko eskia edo mendiko eskia<\/strong>: EZ dute gehigarririk behar, salbu eta diziplina horiek erremonte mekanikoak dituen eski-estazio batean egiten ari badira (salbu eta zeharbidearen irteeran edo helmugan estazioa gurutzatzen denean soilik \u2013 hori sartu nahi izan zen estazioan aparkatzen den kasuetarako, adibidez, pista-oinean zeharbideko eskiak jartzen dituzu, baina azkar ateratzen zara estazioaren trazaduratik.)<\/p>\n<p>Beraz, diziplina horiek mendietan edo erremonte mekanikorik EZ duen edozein eremu espezifikotan egin behar badira, nahikoa izango da dagokion lizentzia GEHIGARRIRIK GABE ematea.<\/p>\n<p>Erremonte mekanikoekin gaitutako pista\/estazioen barruan egiten badira, BAI, gehigarria beharko da; diziplina iraupen\/zeharkaldi\/mendiko eskia izan ala ez.<\/p>\n<p>Eski alpinoa: Behar izanez gero, osagarria, erremonte mekanikoak dituzten estazioetan egiten baita.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_section][vc_row css=&#8221;.vc_custom_1684234508785{margin-top: 32px !important;padding-right: 32px !important;padding-bottom: 32px !important;padding-left: 32px !important;background-color: #f1f1f1 !important;}&#8221;][vc_column][vc_column_text] Dokumentu interesgarriak [\/vc_column_text][vc_row_inner gap=&#8221;15&#8243; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1684234485679{margin-top: 24px !important;}&#8221; el_class=&#8221;fila-cards&#8221;][vc_column_inner width=&#8221;1\/5&#8243;][vc_single_image onclick=&#8221;custom_link&#8221; image=&#8221;1948&#8243; img_size=&#8221;full&#8221;&#8230;<\/p>\n","protected":false},"author":3,"featured_media":1876,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-3089","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ASEGURU-POLIZAK - Euskal Mendizale Federazioa<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emf.eus\/eu\/polizak\/\" \/>\n<meta property=\"og:locale\" content=\"eu_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ASEGURU-POLIZAK - Euskal Mendizale Federazioa\" \/>\n<meta property=\"og:description\" content=\"[vc_section][vc_row css=&#8221;.vc_custom_1684234508785{margin-top: 32px !important;padding-right: 32px !important;padding-bottom: 32px !important;padding-left: 32px !important;background-color: #f1f1f1 !important;}&#8221;][vc_column][vc_column_text] Dokumentu interesgarriak [\/vc_column_text][vc_row_inner gap=&#8221;15&#8243; 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